California offers workers comp insurance to California businesses through the State Compensation Insurance Fund. But State Fund doesn’t have to play by the same rules that every other insurance carrier must follow.
 
Dale Debber, President of Compline, has written an excellent article on this.  If you have an interest in Workers Comp insurance in California, please follow this link.  One more time I am  outraged and annoyed with government actions.

http://www.compline.com/SCIF-Broker-Policy-Unfair-to-Brokers-and-Employers.aspx